Precious Metals IRA Storage
IRS-approved depository services for gold, silver, platinum, and palladium IRAs. Secure your retirement with physical precious metals in our Class 3 vault facility.
What is a Precious Metals IRA?
A Precious Metals IRA, also called a Gold IRA or Self-Directed IRA, is a retirement account that holds physical gold, silver, platinum, or palladium instead of traditional paper assets. These accounts provide the same tax advantages as regular IRAs while allowing you to own physical precious metals.
The IRS requires precious metals held in IRAs to meet specific purity standards and to be stored in an approved depository. You cannot store IRA precious metals at home or in a personal safe deposit box—they must remain in the custody of an IRS-approved facility like The Wyoming Reserve.
Precious Metals IRAs can be structured as Traditional IRAs (tax-deductible contributions, taxed withdrawals) or Roth IRAs (after-tax contributions, tax-free withdrawals). You can also roll over existing 401(k)s, 403(b)s, or traditional IRAs into precious metals IRAs without triggering taxes or penalties.
Why Choose Precious Metals IRA Storage?
Tax-Advantaged Growth
Traditional IRAs offer tax-deferred growth, while Roth IRAs provide tax-free withdrawals in retirement. Precious metals IRAs combine these advantages with physical asset ownership.
Portfolio Diversification
Add physical precious metals to your retirement portfolio for diversification beyond traditional stocks and bonds. Protect against inflation and economic uncertainty.
IRS-Approved Depository
The Wyoming Reserve meets strict IRS requirements for precious metals IRA depositories, including security standards, insurance coverage, and compliance procedures.
Custodian Partnerships
We partner with leading precious metals IRA custodians who handle all IRS reporting and compliance while we provide secure Class 3 vault storage.
IRS-Eligible Precious Metals
Gold
99.5% (.995) minimum fineness
Common Eligible Coins: American Gold Eagle, Canadian Gold Maple Leaf, Austrian Gold Philharmonic, Australian Gold Kangaroo/Nugget
Silver
99.9% (.999) minimum fineness
Common Eligible Coins: American Silver Eagle, Canadian Silver Maple Leaf, Austrian Silver Philharmonic, Australian Silver Kookaburra
Platinum
99.95% (.9995) minimum fineness
Common Eligible Coins: American Platinum Eagle, Canadian Platinum Maple Leaf, Australian Platinum Koala
Palladium
99.95% (.9995) minimum fineness
Common Eligible Coins: Canadian Palladium Maple Leaf
Note: Not all precious metals coins and bars qualify for IRA inclusion. Your custodian will help ensure you purchase only IRS-approved products meeting fineness requirements.
How Precious Metals IRA Storage Works
Choose a Custodian
Select an IRS-approved precious metals IRA custodian. We work with leading custodians who specialize in self-directed IRAs holding physical precious metals.
Open Your IRA Account
Work with your chosen custodian to open a self-directed IRA account. You can fund it through contributions, transfers, or rollovers from existing retirement accounts.
Purchase Eligible Metals
Your custodian will help you purchase IRS-approved precious metals. Only certain coins and bars meeting specific purity requirements are eligible for IRA inclusion.
Store at The Wyoming Reserve
Your custodian arranges secure transport and storage at our IRS-approved depository. Your metals are stored in allocated accounts with complete segregation and transparency.
Ongoing Management
Access your holdings through secure online portal. Your custodian handles all IRS reporting. We provide quarterly audits and complete insurance coverage.
IRS Requirements & Regulations
The IRS has specific requirements for precious metals held in retirement accounts. Understanding these rules helps ensure your IRA remains compliant:
- Precious metals must meet minimum fineness requirements set by the IRS
- Metals must be stored in an IRS-approved depository—you cannot store IRA metals at home
- All purchases and sales must be directed through your IRA custodian
- Early withdrawals before age 59½ may incur taxes and penalties
- Required Minimum Distributions (RMDs) begin at age 73 for traditional IRAs
- Collectible coins and numismatic items generally do not qualify
Wyoming Reserve Depository Advantages
Security & Compliance
- IRS-approved depository status
- Class 3 vault with 24/7 security
- Comprehensive insurance coverage
- Regular compliance audits
Storage & Transparency
- Fully allocated, segregated storage
- Quarterly independent audits
- Blockchain-enabled transparency
- 24/7 secure online access
Secure Your Retirement with Precious Metals
Contact us to discuss precious metals IRA storage solutions and custodian partnerships.